TRICARE Coverage for Addiction Treatment

Understanding your TRICARE behavioral health benefits

Does TRICARE Cover Rehab?

TRICARE provides substance abuse treatment coverage for military members, retirees, and their families. Benefits include inpatient rehab, outpatient programs, and specialty care for combat-related substance use.

What Treatment Does TRICARE Typically Cover?

  • Medical detoxification
  • Inpatient/residential rehabilitation
  • Intensive outpatient programs (IOP)
  • Outpatient therapy and counseling
  • Medication-assisted treatment (MAT)
  • Partial hospitalization programs (PHP)

How to Verify Your TRICARE Benefits

Coverage details vary based on your specific plan, network, and state of residence. The fastest way to determine your exact benefits is to call our free helpline at (855) 461-7830. Our navigators will contact TRICARE on your behalf and provide a clear breakdown of your coverage.

Find Centers Accepting TRICARE

Browse our directory to find treatment centers that accept TRICARE insurance, or call (855) 461-7830 for personalized matching.

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What Does TRICARE Cover for Addiction Treatment?

TRICARE behavioral health benefits typically include coverage for the full continuum of addiction treatment services. Under the Mental Health Parity and Addiction Equity Act (MHPAEA), TRICARE must provide substance use disorder treatment benefits comparable to medical/surgical benefits. Coverage generally includes:

  • Medical Detoxification — Medically supervised withdrawal management
  • Inpatient/Residential Treatment — 24/7 structured programs, typically 28-90 days
  • Partial Hospitalization (PHP) — Day programs with 5-7 hours of daily treatment
  • Intensive Outpatient (IOP) — 3-5 sessions per week, 3+ hours each
  • Outpatient Therapy — Individual and group counseling sessions
  • Medication-Assisted Treatment (MAT) — Suboxone, Vivitrol, and other FDA-approved medications

How to Verify Your TRICARE Benefits

  1. Call our free helpline at (855) 461-7830 — our navigators will verify your benefits directly with TRICARE
  2. Check your member portal — Log into your TRICARE account online for plan details
  3. Call TRICARE directly — The member services number is on the back of your insurance card
  4. Ask about prior authorization — Some TRICARE plans require pre-approval for residential treatment

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Last updated: March 2026

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