Cigna Coverage for Addiction Treatment

Understanding your Cigna behavioral health benefits

Does Cigna Cover Rehab?

Cigna health plans include substance abuse treatment benefits covering residential rehab, intensive outpatient programs, detoxification, therapy sessions, and medication-assisted treatment.

What Treatment Does Cigna Typically Cover?

  • Medical detoxification
  • Inpatient/residential rehabilitation
  • Intensive outpatient programs (IOP)
  • Outpatient therapy and counseling
  • Medication-assisted treatment (MAT)
  • Partial hospitalization programs (PHP)

How to Verify Your Cigna Benefits

Coverage details vary based on your specific plan, network, and state of residence. The fastest way to determine your exact benefits is to call our free helpline at (855) 461-7830. Our navigators will contact Cigna on your behalf and provide a clear breakdown of your coverage.

Find Centers Accepting Cigna

Browse our directory to find treatment centers that accept Cigna insurance, or call (855) 461-7830 for personalized matching.

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What Does Cigna Cover for Addiction Treatment?

Cigna behavioral health benefits typically include coverage for the full continuum of addiction treatment services. Under the Mental Health Parity and Addiction Equity Act (MHPAEA), Cigna must provide substance use disorder treatment benefits comparable to medical/surgical benefits. Coverage generally includes:

  • Medical Detoxification — Medically supervised withdrawal management
  • Inpatient/Residential Treatment — 24/7 structured programs, typically 28-90 days
  • Partial Hospitalization (PHP) — Day programs with 5-7 hours of daily treatment
  • Intensive Outpatient (IOP) — 3-5 sessions per week, 3+ hours each
  • Outpatient Therapy — Individual and group counseling sessions
  • Medication-Assisted Treatment (MAT) — Suboxone, Vivitrol, and other FDA-approved medications

How to Verify Your Cigna Benefits

  1. Call our free helpline at (855) 461-7830 — our navigators will verify your benefits directly with Cigna
  2. Check your member portal — Log into your Cigna account online for plan details
  3. Call Cigna directly — The member services number is on the back of your insurance card
  4. Ask about prior authorization — Some Cigna plans require pre-approval for residential treatment

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Last updated: March 2026

Verify Your Cigna Coverage

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